The fintech back-office for Philippine lenders, pawnshops & cooperatives.

From loan origination and field collection to BSP-aligned reporting and AMLC submissions — run your entire lending operation in one peso-native system.

BSP MORB AMLC reporting CIC integration GCash & Maya disburse InstaPay

Loan portfolio · today

Live
Active loans 1,247
Portfolio value ₱ 38.6M
Repayment rate 94.5%
PAR > 30 days ₱ 1.2M
Disbursed today ₱ 480k

Latest activity

Maricel S. — Micro-loan Approved
Rico V. — Pawn ticket Pending
JG Trading — Lease Overdue
Modules

Everything a Philippine financial operator needs.

Pre-configured for 5-6 lenders, microfinance NGOs, cooperatives, pawnshops, leasing companies, and BSP-supervised lending corporations.

Lending

Micro & consumer lending

End-to-end loan origination, KYC with PhilSys/PhilID, credit scoring, e-signature, repayment scheduling, and a field-collector mobile app. Built for high-volume daily collections.

Micro-lending dashboard
Leasing

Vehicle & equipment leasing

Lease origination, asset registry, document workflow (verification → approval → disbursement), early settlement and restructuring — for tricycle & motorcycle leasing, equipment leasing, and SME finance.

Lease portfolio
Deposits

Deposits & savings

Fixed deposits, recurring savings, time deposits, and standing orders. Built-in teller management and BSP-aligned KYC. Standalone or tied to your lending portfolio.

Deposits and savings
Pawning

Pawnshop management

Pawn ticket issuance, item appraisal & storage tracking, renewal & redemption workflows, expired-item auctions. Compliant with BSP pawnshop regulations.

Pawnshop module
Compliance

BSP reporting & AMLC

FRP, CISA, CTR, STR — generated automatically from your transaction data. CIC submissions in the required format. Sleep well at audit time.

API and compliance
Privilege & audit

Roles & audit trails

Granular role-based access. Every action — disbursement, write-off, rate change — is logged with timestamp and user. Mandatory for regulated lenders.

Role management
Who runs on Finaxmate

Designed for every shape of Philippine lender.

5-6

5-6 Lenders

Daily collection, rapid loan cycles

MF

Microfinance NGOs

Group lending, center management

CO

Cooperatives

Member savings & share capital

PS

Pawnshops

Single branch to nationwide chains

LS

Leasing companies

Tricycle, motorcycle, equipment

RB

Rural banks

Branch ops & teller transactions

SF

SME finance

Invoice & supply-chain finance

SL

Salary loans

Employer-deduction lending

CL

Consumer lending

BNPL, appliance, gadget loans

Why operators choose Finaxmate

Built for how Philippine lending actually works.

Peso-native, centavo-precise

Every screen, report, and computation runs in PHP. No FX shenanigans, no rounding surprises.

🛵

Field collector mobile app

Your collectors take cash, scan QR Ph, issue receipts and sync — even on flaky data connections.

CIC + PhilSys ready

Pull and submit credit histories. Verify borrowers against PhilID. KYC in minutes, not days.

🔐

Data Privacy Act compliant

NPC-aligned consent flows, data subject rights workflows, and ASEAN data residency by default.

Disburse to GCash & Maya

Approved? Funds land in the borrower's wallet within seconds. Or print a Palawan/Cebuana voucher.

📊

Built-in BSP reports

FRP, CTR, STR, CISA — generated from live data with audit trail. No more report-prep marathons.

Ready to lend smarter, not harder?

Talk to a Finaxmate specialist about your lending operation. Philippines-based team, peso-priced, no SDR scripts.